Access Private Bank Black Credit Card crowns Naija elite with Visa Infinite perks and MedicAir cover

Exclusive card for Naija’s top tier

The Access Private Bank Black Credit Card is the pinnacle of premium banking in Nigeria, crafted for Naija’s elite who expect discretion, speed and global acceptance. As an invitation-only product from Access Bank, the card pairs luxury with practical benefits, giving cardholders a high credit limit and Visa Infinite privileges that open doors in Lagos, Abuja and beyond.

Holding this Black Credit Card signals financial status and access to white-glove services. From private concierge to privileged event access, the product is aimed at busy executives, frequent flyers and high-net-worth families who want banking that matches their lifestyle in Naira and on the world stage.

Travel perks and MedicAir emergency cover

Travel is central to the Access Private Bank Black Credit Card offering: global airport lounge access, comprehensive travel insurance and 24/7 concierge make every trip smoother. Visa Infinite benefits include priority services, travel upgrades and superior purchase protection while abroad, so you travel with confidence across continents.

Uniquely for Nigeria, the card includes MedicAir services managed by De Flight Medics Nigeria Limited, providing air ambulance evacuation and medical assistance when it matters. This MedicAir cover means cardholders can access emergency air transport and medical coordination at no extra hassle, a guarantee that resonates with executives who travel across West Africa and beyond.

Secure digital banking and fraud protection

Access Bank integrates the Black Credit Card with strong internet and mobile banking features that suit the Nigerian market — fast mobile app access, real-time SMS alerts in Naira transactions and multi-factor authentication. Whether you use an Android or iPhone in Lagos island traffic or on a trip to London, transactions remain protected by chip & PIN and advanced fraud monitoring.

Cardholders benefit from instant blocking, replacement and emergency cash services if the card is lost or stolen, along with 24/7 support. The combination of Visa Infinite security layers and Access Bank’s local fraud teams ensures your spending is tracked and safeguarded against scams common to the region.

How to apply, costs and why it matters

Eligibility for the Access Private Bank Black Credit Card is selective: invitation-only or via relationship manager, with proof of identity, residence and income in Nigeria. Fees, annual charges and the expected minimum income level reflect its premium status, but the value comes from high credit limits, VIP concierge and global MedicAir cover that ordinary cards don’t provide.

For Naija professionals who demand privacy, speed and world-class service, this card is a strong fit. If you want to upgrade your travel experience, protect your health while abroad and enjoy Visa Infinite privileges, speak to your Access Bank relationship manager to explore the card’s tailored benefits and start the application conversation.